Services
Payday Loan
Get quick cash you need today before your next payday.
How It Works & What You Need
How It Works
- Complete a short application
- Sign an agreement
- Write a check for your loan amount plus fee
- Receive money same day—direct to your account
- Golden Cash Advance will hold your check until your next payday (repayment date)
- Flat, fee charged (no hidden costs)
Eligibility Requirements
- Must be at least 18 years old
- Have a contact phone number
- Provide valid government-issued photo ID (Missouri )
- Have an active checking account with routing & account info
- Proof of income (pay stub, direct deposit, bank statement)
Fast Approval
Get instant approval decisions for your cash advance requests.
How Our Cash Advance Process Works
Getting a cash advance with Easy Lendz is quick and simple. Apply online in minutes, and if approved, receive your funds the same day—no credit check required.
Receive money the same day—direct to your account (ACH or debit card). ACH transfers may take up to 72 hours, but most debit transactions are completed instantly.
Services
How It Works & What You Need
How It Works
- Complete a short application
- Sign an agreement
- Write a check for your loan amount plus fee
- Receive money the same day—direct to your account (ACH or debit card). ACH transfers may take up to 72 hours, but most debit transactions are completed instantly.
- Easy Lendz will hold your check until your next payday (repayment date)
- Flat, one-time fee charged (no hidden costs)
Eligibility Requirements
- Must be at least 18 years old
- Have a contact phone number
- Provide valid government-issued photo ID
- Have an active checking account with routing & account info
- Proof of income (pay stub, direct deposit, or bank statement)
No Credit Checks.
Fast approval process with cash in hand in minutes.
Some of the Lowest Fees in the industry.
Open 365 days a year with many 24-hour locations.
is licensed by OFR, and regulated by state and federal laws.
Same-Day Deposit
Receive your funds quickly with same-day bank deposits.
ACH transfers may take up to 72 hours, but most debit transactions are completed instantly.
Choose a plan
| Payment in Full | 11.5% Principal Paydown – 6 Payments | 5% Principal Paydown 4 Payments | ||||
|---|---|---|---|---|---|---|
| Loan Amt | Interest | Check Amt | 5 Payments of | Final Payment | 3 Payments of | Final Payment |
| $100 | $18.00 | $118.00 | $29.50 | $20.93 | $23.00 | $96.93 |
| $150 | $27.00 | $177.00 | $44.25 | $31.39 | $34.50 | $149.39 |
| $200 | $36.00 | $236.00 | $59.00 | $41.84 | $46.00 | $193.85 |
| $250 | $45.00 | $295.00 | $73.75 | $52.53 | $57.50 | $242.31 |
| $300 | $54.00 | $354.00 | $88.50 | $62.76 | $69.00 | $281.32 |
| $350 | $63.00 | $413.00 | $103.25 | $73.23 | $80.50 | $339.23 |
| $400 | $72.00 | $472.00 | $118.00 | $105.23 | $92.00 | $387.69 |
| $450 | $81.00 | $531.00 | $132.75 | $118.39 | $103.50 | $436.15 |
| $500 | $90.00 | $590.00 | $147.50 | $131.55 | $115.00 | $484.61 |
Examples shown above carry a 469.29% APR and are based on a 14-day loan. (Fees occur at a rate of $1.29 per day, per $100.)
MISSOURI ONLINE INSTALLMENT LOAN
Examples below are based on a loan originated in 1st of the month with a first payment period of 31 days and paid monthly thereafter.
Figures vary depending on the term of the loan, principal, payment frequency, and number of days in the first payment period. Payment amounts may vary.
See your loan agreement for exact figures.
MAXIMUM APR: 469.00% APR
The cost of credit as a yearly rate.
| Loan Amount | Monthly Payment (6 Months) | Monthly Payment (12 Months) | Monthly Payment (18 Months) | APR |
|---|---|---|---|---|
| $500 | $153.83 | $96.26 | $77.99 | 429% |
| $1000 | $307.65 | $192.52 | $155.99 | 429% |
| $1500 | $461.48 | $288.78 | $233.98 | 429% |
| $2000 | $615.30 | $385.04 | $311.98 | 429% |
| $2500 | $769.13 | $481.30 | $389.97 | 429% |
| Loan Amount | 6 Months | 12 Months | 18 Months | APR |
|---|---|---|---|---|
| $3,000 | $414.51 | $288.96 | $241.94 | 369% |
| $3,500 | $483.60 | $337.12 | $282.26 | 369% |
| $4,000 | $552.68 | $385.28 | $322.59 | 369% |
| $4,500 | $621.77 | $433.44 | $362.91 | 369% |
| $5,000 | $690.85 | $481.60 | $403.24 | 369% |
Late charge: We may charge a fee for a late payment on each scheduled installment payment that is not paid in full within 15 days of the scheduled installment payment due date. For any scheduled installment payment greater than $25, such fee will be equal to the greater of $15 or 5% of the scheduled installment payment amount, not to exceed $50. For any scheduled installment payment amount of $25 or less, such fee will be $5.
Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small dollar loans used over a long period of time can be expensive. Certain restrictions apply. Go to easylendz.com for details.
Select your desired loan amount:
Loans
$100 to $500
✓ Instant approval for cash advances
✓ Same-day bank deposits
✓ Personalized repayment plans
✓ Priority approval and deposit processing
- No Credit Checks.
- Fast approval process with cash in hand in minutes.
- Some of the Lowest Fees in the industry.
- Open 365 days a year with many 24-hour Auto Approval .
- Easy Lendz is licensed by OFR, and regulated by state and federal laws.