Privacy Policy

Our Privacy Commitment

Easy Lendz values your privacy. We collect and use personal information only as needed to process your application, service your account, comply with applicable law, and improve our services. We protect your information using reasonable administrative, technical, and physical safeguards.

By using this website (“Site”), you agree to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, do not use our Site. Your use of our Site for the limited and exclusive purpose of reviewing this Privacy Policy does not constitute your agreement unless you make further use of our Site. This Privacy Policy may be updated from time to time by posting a revised version on the Site.

FACTS

What does Easy Lendz do with your personal information?

Effective Date: June 2025

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some—but not all—sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you request. This information can include:

Social Security number and income
Checking account information and transaction history (including through secure bank verification/open banking if you choose to use it)
Employment status and payment history
Contact information (name, address, phone number, email)

When you are no longer our customer, we continue to share your information as described in this notice and as permitted by law.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, whether Easy Lendz shares, and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, and comply with applicable law
Does Easy Lendz share? YES
Can you limit this sharing? NO

For our marketing purposes—to offer our products and services to you
Does Easy Lendz share? YES
Can you limit this sharing? NO

For joint marketing with other financial companies
Does Easy Lendz share? NO
We don’t share

For our affiliates’ everyday business purposes—information about your transactions and experiences
Does Easy Lendz share? NO
We don’t share

For our affiliates’ everyday business purposes—information about your creditworthiness
Does Easy Lendz share? NO
We don’t share

For our affiliates to market to you
Does Easy Lendz share? NO
We don’t share

For nonaffiliates to market to you
Does Easy Lendz share? NO
We don’t share

Questions?

Phone: 305-954-6001

Who we are

Who is providing this notice?

Easy Lendz LLC

What we do

How does Easy Lendz protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with applicable law. These measures may include secure systems, encryption where appropriate, access controls, and policies that limit employee access to those who need the information to perform their job duties. We also require service providers that process information on our behalf to protect it.

How does Easy Lendz collect my personal information?

We collect your personal information, for example, when you:

Apply for a loan or communicate with us
Provide contact information and identification details
Provide banking information (including through secure bank verification/open banking if you choose to use it)
Make payments or request account support

We may also collect limited information automatically when you use our Site (such as IP address, browser type, device identifiers, and basic usage analytics) to help protect against fraud and improve the Site.

Credit checks / consumer reports

Easy Lendz may or may not use consumer reporting information depending on verification requirements and the product requested. If consumer report information is used, it will be handled in compliance with applicable law and disclosed to you as part of the application/offer process.

Your choices / Why can’t I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates’ everyday business purposes—information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
Easy Lendz LLC does not have affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Easy Lendz LLC does not share your personal information with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Easy Lendz LLC does not jointly market.

Missouri-only service

Easy Lendz offers consumer lending products only to eligible residents of the State of Missouri and is subject to applicable state and federal laws.

Online Privacy & Cookies

When you visit EasyLendz.com, we may automatically collect certain information about your device and use of the Site, such as IP address, browser type, device identifiers, pages viewed, links clicked, and approximate location (derived from IP address). We use this information to operate the Site, help prevent fraud, improve performance, and understand how visitors use our Site.

We may use cookies and similar technologies to:

Remember your preferences
Maintain security and help prevent fraud
Measure Site traffic and performance (analytics)

You can control cookies through your browser settings. If you disable cookies, some parts of the Site may not function properly.

Third-Party Services

We may use trusted third-party service providers to help us operate the Site and process applications (for example: website hosting, analytics, spam prevention, customer communications, and secure bank verification/open banking). These providers may access information only as needed to perform services for us and are required to protect it.

Secure Bank Verification (Open Banking)

If requested during the application process, we may send you a secure link to complete bank verification through an encrypted third-party service. Easy Lendz will never ask for your bank username or password by phone, text, or email.

Data Retention

We retain personal information for as long as necessary to provide services, comply with legal and regulatory requirements, resolve disputes, and enforce agreements.

Children’s Privacy

Easy Lendz is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

Changes to this Policy

We may update this Privacy Policy from time to time. The “Effective Date” above shows when it was last updated.

If you want, tell me one thing: do you ever pull credit reports (yes or no)?
If no, I’ll give you a 1-line replacement for the “Credit checks” section so it’s definitive.