Installment Loans (Missouri)
Repay over scheduled payments instead of one lump sum.
All loans are subject to eligibility, verification, and approval. Terms and costs vary and are disclosed before you accept any offer.
What is an Installment Loan?
An installment loan is a consumer loan that is repaid through scheduled payments over time. If approved, you’ll receive an offer showing your APR, fees (if any), payment amount, number of payments, due dates, and total repayment before you accept.
- Missouri residents only
- Payments are scheduled on the agreed dates
- Terms vary based on eligibility and Missouri requirements
How It Works
- Apply online (MO residents only)
- We review eligibility and verify details.
- Secure verification (if needed) through encrypted tools
- Review your offer (APR, fees, payment schedule, total repayment shown before acceptance)
- Funding based on your selected method and processing timelines
Approval is not guaranteed.
Loan Amounts, Terms & Costs
Installment loan amounts, terms, APR, and fees vary by eligibility and Missouri requirements.
Your full loan terms—including APR, fees, payment schedule, and total repayment—are provided before you agree to any loan.
For additional disclosure details, see Disclosures & Rates (Missouri).
Repayment & Payment Scheduling
Installment loans are repaid through scheduled payments. Your offer will clearly show:
- Payment amount
- Due dates
- Number of payments
- Total repayment
If you have questions about scheduling, contact us before applying.
Important Consumer Notices
- Small-dollar loans may be more expensive if used over an extended period of time.
- Consider whether an installment loan meets your financial needs.
- You are not obligated to accept a loan offer after applying.
- Full disclosures are provided before you agree to any loan.
Secure Verification
Sensitive information (such as SSNs, bank credentials, and ID documents) is requested only through secure verification tools if needed.
Please do not send sensitive information by email.
Installment Loan FAQs (MO)
How long does it take to apply?
Most applicants finish in about 2 minutes.
Will I see the full cost before accepting?
Yes. Your offer will show the APR, any fees, payment schedule, and total repayment before acceptance.
Is approval guaranteed?
No. Approval depends on eligibility and verification.
Where can I see disclosures?
See Disclosures & Rates (Missouri)
Ready to Apply?
Apply Online (Missouri Only)
Questions first? Call 305-954-6001 or visit Contact Us
Need help choosing between Payday vs Installment?
Need help choosing between Payday vs Installment?
Payday loans are typically shorter-term. Installment loans spread repayment over scheduled payments. Your eligibility and available options may vary—review your offer carefully before accepting.